Life & Health Insurance

The type of health insurance that is best for you and your family can vary greatly depending on your needs. The Uptain Insurance Agency is appointed with several health insurance providers.

In the Kentucky area, we work with Humana, and United Health Care to provide our clients the two very best companies available.

Why do I need Health Insurance?

Health insurance is now more important than ever. With raising health care cost and economic conditions, many people have experienced financial hardship due to just one serious illness, injury or surgery. Health Insurance can help protect your family's financial security. At the Uptain Insurance Agency our staff is ready to give you the most affordable health insurance in town.

What if I develop cancer?

Many expenses develop from cancer; however you can help control your expenses by having a cancer policy. Most of the expense that occurs with cancer are outside expenses such as loss of wages from missed work. One of the important policies a family can own is a cancer policy. Please call or fill out a health quote today to get your cancer policy.

What is Long-term care Insurance?

The importance of Long-term care is at an all time high. People are living longer and because of our ever relocation population you can no longer guarantee your family will be able to always take care of you. Many people have lost their homes, savings, investments, and even inheritance because of increasing cost of assisted living, in-home care and nursing home expenses.

Why do I need Life Insurance?

Life insurance helps you protect what matters most - your loved ones. Life insurance helps ensure their financial needs are met, even after you're gone. Our agency is  always thinking about life insurance. We consider things you wouldn’t want to, like:

• 43,000 people who lost their lives in car accidents last year
• Nearly 50 percent of families don’t have enough life insurance
• 1 in 4 households does not have life insurance

How much Life Insurance do I need?
If you have a family, many experts suggest that you need 7 to 10 times your annual salary. However, many people have higher coverages to provide more income for their family in case of death.

What are my options when it comes to Life insurance?

Permanent	Term	Universal Life
Policies offer lifetime protection and can build tax-deferred cash value.	Fills a temporary need for life insurance protection in your life.	Policies that are often linked to S&P or another type of investment.
Withdrawals and loans make it easy to access your cash value to help supplement retirement and emergencies.	Offers the least expensive insurance protection.	Give the ability to grow money linked to mutual funds or other investment while providing coverage for you and your family.
You can cancel or surrender the policy at any time and use the cash value however you wish.	Most policies allow you to convert your term policy into a permanent one.	During peoples lives their needs may change. This policy can be adapted to your needs.
Offers a guaranteed premium that won't increase	Can be used as supplemental coverage to a permanent policy.	Also may be used as mortgage cancellation insurance.

One of our licensed professional agents will help you decide which coverage is best for your situation. 
Please call today at (502) 955-1767! 

Insurance Quote Form Insurance Quote you are interested in: Health Insurance Cancer Insurance Long-term care Life Insurance First name: Last name: Email address: Daytime phone number: Mobile phone number: Evening phone number: Street address: City: State: Kentucky Indiana Zip code: Do you currently have health insurance? Yes No If yes, who is your insurance company? -- Choose One -- Other / My Company Is Not Listed AAA Insurance AETNA Aflac AIG AIU Insurance Alfa Insurance Allied Allstate Insurance American Alliance Insurance American Automobile Insurance American Casualty American Deposit Insurance American Direct Business Insurance American Empire Insurance American Family Insurance American Family Mutual American Financial American Home Assurance American Insurance American International Ins American International Pacific American International South American Manufacturers American Mayflower Insurance American Motorists Insurance American National Insurance American Premier Insurance American Protection Insurance American Republic Insurance American Service Insurance American Skyline Insurance Company American Spirit Insurance American Standard Insurance - OH American Standard Insurance - WI Amica Insurance Associated Indemnity Assurant Atlanta Casualty Atlantic Indemnity Bankers Life and Casualty Blue Cross Blue Cross Blue Shield Blue Shield Cal Farm Insurance California State Automobile Association Chubb Clarendon American Insurance Clarendon National Insurance CNA Colonial Insurance Continental Casualty Continental Divide Insurance Continental Insurance Cotton States Insurance Country Insurance & Financial Services Dairyland County Mutual Co of TX Dairyland Insurance Eastwood Insurance Electric Insurance Erie Insurance Esurance Farm Bureau Insurance Farmers Insurance Fire & Casualty Insurance Co of CT Fireman's Fund Fortis Insurance Geico Casualty Geico General Insurance Geico Indemnity Germania Insurance Golden Rule Insurance Government Employees Insurance Grange Mutual Great American Insurance Guaranty National Insurance Hanover Lloyd's Insurance Company Hartford Insurance Health Net Health Plus of America Humana IFA Auto Insurance IGF Insurance Infinity Insurance Infinity National Insurance Infinity Select Insurance Integon Kaiser Permanente Kemper Kemper Lloyds Insurance Landmark American Insurance Leader National Insurance Leader Preferred Insurance Leader Specialty Insurance Liberty Insurance Corp Liberty Mutual Fire Insurance Liberty Mutual Insurance Liberty Northwest Insurance Lumbermens Mutual Mass Mutual Mega Life and Health Ins. Mercury Insurance Metlife Insurance Metropolitan Insurance Co. Mid Century Insurance Mid-Continent Casualty Mid-West National Life Ins. Middlesex Insurance Monument Life Insurance Co MSI Insurance Mutual of New York Mutual Of Omaha National Ben Franklin Insurance National Casualty National Continental Insurance National Fire Insurance Company of Hartford National Health Insurance National Indemnity National Union Fire Insurance of LA National Union Fire Insurance of PA Nationwide Insurance New York Life Insurance Northwestern Mutual Life Northwestern Pacific Indemnity Omni Indemnity Omni Insurance Orion Insurance Pacific Indemnity Pacific Insurance PacifiCare Pafco General Insurance Patriot General Insurance Peak Property & Casualty Insurance Progressive Progressive Auto Pro Prudential Insurance Co. Reliance Insurance Reliance National Indemnity Reliance National Insurance Republic Indemnity Response Insurance SAFECO Safeway Insurance Security Insurance Co of Hartford Security National Insurance Co of FL Sentinel Insurance Sentry Insurance a Mutual Company Sentry Insurance Group Shelter Insurance Co. St. Paul St. Paul Fire & Marine St. Paul Insurance Standard Fire Insurance Company State & County Mutual Fire Insurance State Farm Insurance State National Insurance Superior American Insurance Superior Guaranty Insurance Superior Insurance TICO Insurance TIG Countrywide Insurance Time Insurance Travelers Indemnity Travelers Insurance Company Travelers/Primerica Insurance Tri-State Consumer Insurance Twin City Fire Insurance Unicare United American Insurance United HealthCare United Pacific Insurance United Security United Services Automobile Association Unitrin Direct USAA Casualty Insurance USAA General Indemnity USF&G Viking County Mutual Insurance Viking Insurance Co of WI Windsor Insurance Zurich Insurance If yes, how long have you been continuously insured? (OK to estimate) -- Choose One -- Less than 6 months More than 6 Months More than 1 year More than 18 months More than 2 years More than 3 years More than 4 years More than 5 years More than 6 years More than 7 years More than 8 years More than 9 years More than 10 years If yes, when does your current policy expire? (OK to estimate) Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 2007 2008 2009 2010 2011 2012 Click here to receive our FREE e-Newsletter, which includes money-saving offers: (You may cancel at any time) Birthdate: Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 Gender: Male Female Relationship to you: -- Choose One -- Self Spouse Child Parent Grandchild Other Marital status: -- Choose One -- Single Married Divorced Separated Widowed Height: Feet 0 1 2 3 4 5 6 7 Inches 0 1 2 3 4 5 6 7 8 9 10 11 Weight: Does this person use tobacco? Yes No Is this person currently pregnant? Yes No Has this person been denied health coverage in the past 12 months? Yes No Has this person been treated by a physician (excluding annual check ups, pap smears, minor colds and flu, etc.) in the past 12 months? Yes No Has this person been hospitalized in the past 5 years (excluding pregnancy)? Yes No Does this person take prescription medications? Yes No Please list any prescription medications: Is this person self employed? Yes No What is this person's occupation: Advertising/Public Relations Arts/Entertainment/Publishing Banking/Mortgage Clerical/Administrative Clergy/Religious Construction/Facilities Customer Service Disabled Education/Training Engineering/Architecture Government Health Care Homemaker Hospitality/Travel Human Resources Insurance Internet/New Media Law Enforcement/Security Legal Management Consulting Manufacturing/Operations Marketing Military/Defense Non-Profit/Volunteer Pharmaceutical/Biotech Real Estate Restaurant/Food Service Retail Retired Sales Self Employed Student Technology Telecommunications Transportation/Logistics Unemployed Other / Not Listed Health Conditions (Select all that apply) Because your medical history is verified prior to issuing coverage, it is important to disclose any current health conditions. AIDS / HIV Alcohol / Drug Abuse Alzheimer's / Dementia Asthma Cancer Clinical Depression Diabetes Emphysema Epilepsy Heart Attack Heart Disease Hepatitis / Liver High Blood Pressure High Cholesterol Kidney Disease Mental Illness Multiple Sclerosis Pulmonary Disease Stroke Ulcers Vascular Disease Other / Not Listed Please list other conditions: I understand that filling out and submitting this form DOES NOT bind coverage in any way. I further understand I must meet all underwriting guidelines. In addition, I acknowledge that coverage can only begin when a policy has been approved by Underwriting and issued by the Agent representing me. I have read and agree with the above disclaimer (It is mandatory to check box before request can be sent) subject to policy guidelines & underwriting

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